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Reverse Mortgages

 Tired of making mortgage payments? ICG offers Reverse Mortgage programs where your home actually pays you.  If you have equity and are of a certain age this may be the program for you.

REVERSE MORTGAGE

Homeowners at least 62 years of age can receive a number of benefits with a reverse mortgage. Work with a qualified counselor at InterContinental Capital Group, Inc. to help assess your situation. A reverse mortgage permits you to tap into the equity of your home, providing you with a source of tax-free income. The title of the home stays in your name, and since no monthly payment is required, it provides the homeowner with investment opportunities, more financial flexibility, or additional income to simply enjoy life.

Qualifying for a reverse mortgage isn’t always easy, but it is simple. With proper guidance from our loan officers, Intercontinental Capital Group, Inc. helps homeowners determine the eligibility and necessity of getting their reverse mortgage. In addition to an age requirement, you must own your home and use it as a primary residence. Although you are still responsible for taxes, insurance and any homeowners’ association fees, the supplemental income can be the difference between a stressful retirement and a stress-free retirement.

It is important to fully understand the requirements and terms of a reverse mortgage. While not the best solution for everyone, in some cases it’s the perfect product to help you better plan and enjoy retirement. Contact our lending team to help determine if applying for a reverse mortgage is right for you.

 

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